Facts first. Then think for yourself.
factual.money is a software, publishing and education company for entrepreneurs, executives, business owners and long-term investors. We build tools that turn what companies actually report into clear analysis, we publish weekly Letters and a podcast, and we teach courses on investing and wealth. We never tell anyone what to buy or sell.
What we do
Software
Ask Factual.Money answers questions about US-listed companies from their filings and investor relations, with every figure tied to its source. Valuation shows intrinsic value as a range, the margin of safety and the evidence of a moat. Notes tracks your thesis and what has changed since your last review. The Briefing is made for you: it follows the companies on your watchlist and can be sent to your email.
Publications
The Independent Thinking: more than 500 weekly Letters over more than ten years, plus Monthly Reports and the Private Briefing, read by business owners, entrepreneurs, investors and senior executives in more than 18 countries. The podcast has more than 400 episodes on businesses, cycles and long-term wealth.
Education
Fifteen courses and more than 100 lessons, taken by students in more than 6 countries across North America, South America, the UK and Europe: from a first investment to a global, income-producing portfolio and a business of your own. Our featured courses are Factual Fortunes (Fast-Track), Investments of the Future and Independent Wealth.
Featured courses
Factual Fortunes (Fast-Track)
The complete program on business strategy, capital allocation and long-term wealth, in a faster format.
See the course →Investments of the Future
How to benefit from the global, multi-sector expansion of technology.
See the course →Independent Wealth
How to get through crises and build solid long-term wealth.
See the course →How we work
We start from facts: what a company reports, what the numbers show and what has to be true for an investment to work. Our models are calculated, not guessed, and every assumption is visible. We favour business quality, capital allocation and patience over headlines and short-term noise. It pays to think independently, so the conclusion is always yours.
What we are not
We are not an investment adviser, broker-dealer or portfolio manager. We do not give recommendations, price targets or personalised advice. Everything we publish and every tool we build is for information and education.
The company
The Letters came first, more than ten years ago. In 2021 we founded Factual Manhattan L.L.C. in Delaware. Today our readers are in more than 18 countries and our students in more than 6.